Q: How do you differ from a traditional financial adviser?

Traditional financial advisers are expensive Financial advice in the UK is one of the most inefficient and technology-lacking sectors, with the majority of business being conducted out of small private practices. This leads to high commissions, meaning that for many people, such service becomes inaccessible. Here at Fintuity we optimise every step of the advisory process to bring you a good quality service at a fraction of the cost of your local financial adviser. We run our business completely online meaning we do not have huge overheads such as travelling, paperwork and administration. Quality of advice from a small local IFA practice could be very poor A normal advisory practice consists of 3-5 people, who spend a lot of time travelling to their clients and handling tons of paper documentation. They lack resources to do quality research, most of the time relying on product providers they regularly work with. Fintuity’s centralised research team constantly monitors the market to bring you the best products that are available out there. We value every client Due to the nature of the business, traditional advisers target clients with at least £200,000 of investable assets. That is the point at which you become a “valuable client”. At Fintuity we strongly believe that good quality financial advice should be available to everyone, irrespective of the size of your savings and investments. Funnily enough, for people with less income, it may be more sensible to have a good financial plan than for their wealthier counterparts.

Q: How do you differ from a traditional financial adviser?

Traditional financial advisers are expensive Financial advice in the UK is one of the most inefficient and technology-lacking sectors, with the majority of business being conducted out of small private practices. This leads to high commissions, meaning that for many people, such service becomes inaccessible. Here at Fintuity we optimise every step of the advisory process to bring you a good quality service at a fraction of the cost of your local financial adviser. We run our business completely online meaning we do not have huge overheads such as travelling, paperwork and administration. Quality of advice from a small local IFA practice could be very poor A normal advisory practice consists of 3-5 people, who spend a lot of time travelling to their clients and handling tons of paper documentation. They lack resources to do quality research, most of the time relying on product providers they regularly work with. Fintuity’s centralised research team constantly monitors the market to bring you the best products that are available out there. We value every client Due to the nature of the business, traditional advisers target clients with at least £200,000 of investable assets. That is the point at which you become a “valuable client”. At Fintuity we strongly believe that good quality financial advice should be available to everyone, irrespective of the size of your savings and investments. Funnily enough, for people with less income, it may be more sensible to have a good financial plan than for their wealthier counterparts.

Question 1

What will happen during my the first meeting with my adviser?

Accepted Answer

As a digital IFA, all our meetings are held securely online. The first thing that will happen is that your adviser will contact you to setup a call. Held online via a secure audio-visual link, your adviser will undertake an initial fact-find to identify your needs and requirements. Having been familiarised with your circumstances, the adviser will guide you through a number of potential solutions to your goals and will then recommend a level of service that will be tailored to your needs.

Once presented with the potential solutions, should you then decide to proceed, the adviser will then move to stage two - a detailed analysis of your data that will be presented with a personalised set of recommendations during a second online meeting.

Question 2

Is Fintuity a Finance or an Independent Financial Advisory?

Accepted Answer

We are both an IFA and a Fintech!

In many ways Fintuity is a completely unique company - we are primarily a digital IFA but were founded by an experienced team of individuals with an extensive background in the financial sector. To put is simply, Fintuity is a hybrid business that is both a finance and technology firm - we take the very best from both the traditional IFA industry and combine our finance expertise into a unique digital platform.

Question 3

What sort of financial advice does Fintuity provide?

Accepted Answer

Unlike a traditional IFA, Fintuity is an online adviser that provides a full range of financial advice via a secure link to our clients. We provide a comprehensive suite of advisory services that includes investment, pension, mortgage, life insurance and general insurance though to inheritance tax planning. Depending on your financial needs, we can either focus on specific area such as retirement planning or advising on a new ISA investment through to the provision of a full financial review and creation of a bespoke financial plan for you and your family. If you require a specific service which we can not currently provide, we will refer you to one of our platform-integrated partners. Either way you will always remain a valued customer and receive all the benefits of the Fintuity community.

Question 4

How does Fintuity differ from a robo-adviser?

Accepted Answer

Fintuity is completely different platform to a robo-adviser. Robo-advisers include some well know market platforms such as Nutmeg, Moneyfarm and Weathify, but whilst they do not actually provide bespoke financial advice, they can supply generic financial advice, investment and product recommendations. To this point many people would have have had some interaction with a robo adviser as it provides a fairly straightforward online platform and set of model portfolios to the client for those that know what they want to do with their assets. Fintuity is a completely different platform, as behind every call and interaction is a fully qualified adviser that can provide a fully bespoke digital service including retirement and pensions or a full financial review. Fintuity provides a full scope of financial advisory services and can help with many of your financial requirements. We can help you plan your retirement as well as advise on life and health protection and help you to find the best mortgage deal. Starting with a comprehensive financial plan for you and your family, we provide a fully digital IFA service.

Question 5

How do you differ from a traditional financial adviser?

Accepted Answer

Traditional financial advisers are expensive Financial advice in the UK is one of the most inefficient and technology-lacking sectors, with the majority of business being conducted out of small private practices. This leads to high commissions, meaning that for many people, such service becomes inaccessible. Here at Fintuity we optimise every step of the advisory process to bring you a good quality service at a fraction of the cost of your local financial adviser. We run our business completely online meaning we do not have huge overheads such as travelling, paperwork and administration. Quality of advice from a small local IFA practice could be very poor A normal advisory practice consists of 3-5 people, who spend a lot of time travelling to their clients and handling tons of paper documentation. They lack resources to do quality research, most of the time relying on product providers they regularly work with. Fintuity’s centralised research team constantly monitors the market to bring you the best products that are available out there. We value every client Due to the nature of the business, traditional advisers target clients with at least £200,000 of investable assets. That is the point at which you become a “valuable client”. At Fintuity we strongly believe that good quality financial advice should be available to everyone, irrespective of the size of your savings and investments. Funnily enough, for people with less income, it may be more sensible to have a good financial plan than for their wealthier counterparts.

Question 6

What will happen during my the first meeting with my adviser?

Accepted Answer

As a digital IFA, all our meetings are held securely online. The first thing that will happen is that your adviser will contact you to setup a call. Held online via a secure audio-visual link, your adviser will undertake an initial fact-find to identify your needs and requirements. Having been familiarised with your circumstances, the adviser will guide you through a number of potential solutions to your goals and will then recommend a level of service that will be tailored to your needs.

Once presented with the potential solutions, should you then decide to proceed, the adviser will then move to stage two - a detailed analysis of your data that will be presented with a personalised set of recommendations during a second online meeting.

Question 7

Is Fintuity a Finance or an Independent Financial Advisory?

Accepted Answer

We are both an IFA and a Fintech!

In many ways Fintuity is a completely unique company - we are primarily a digital IFA but were founded by an experienced team of individuals with an extensive background in the financial sector. To put is simply, Fintuity is a hybrid business that is both a finance and technology firm - we take the very best from both the traditional IFA industry and combine our finance expertise into a unique digital platform.

Question 8

What sort of financial advice does Fintuity provide?

Accepted Answer

Unlike a traditional IFA, Fintuity is an online adviser that provides a full range of financial advice via a secure link to our clients. We provide a comprehensive suite of advisory services that includes investment, pension, mortgage, life insurance and general insurance though to inheritance tax planning. Depending on your financial needs, we can either focus on specific area such as retirement planning or advising on a new ISA investment through to the provision of a full financial review and creation of a bespoke financial plan for you and your family. If you require a specific service which we can not currently provide, we will refer you to one of our platform-integrated partners. Either way you will always remain a valued customer and receive all the benefits of the Fintuity community.

Question 9

How does Fintuity differ from a robo-adviser?

Accepted Answer

Fintuity is completely different platform to a robo-adviser. Robo-advisers include some well know market platforms such as Nutmeg, Moneyfarm and Weathify, but whilst they do not actually provide bespoke financial advice, they can supply generic financial advice, investment and product recommendations. To this point many people would have have had some interaction with a robo adviser as it provides a fairly straightforward online platform and set of model portfolios to the client for those that know what they want to do with their assets. Fintuity is a completely different platform, as behind every call and interaction is a fully qualified adviser that can provide a fully bespoke digital service including retirement and pensions or a full financial review. Fintuity provides a full scope of financial advisory services and can help with many of your financial requirements. We can help you plan your retirement as well as advise on life and health protection and help you to find the best mortgage deal. Starting with a comprehensive financial plan for you and your family, we provide a fully digital IFA service.

Question 10

How do you differ from a traditional financial adviser?

Accepted Answer

Traditional financial advisers are expensive Financial advice in the UK is one of the most inefficient and technology-lacking sectors, with the majority of business being conducted out of small private practices. This leads to high commissions, meaning that for many people, such service becomes inaccessible. Here at Fintuity we optimise every step of the advisory process to bring you a good quality service at a fraction of the cost of your local financial adviser. We run our business completely online meaning we do not have huge overheads such as travelling, paperwork and administration. Quality of advice from a small local IFA practice could be very poor A normal advisory practice consists of 3-5 people, who spend a lot of time travelling to their clients and handling tons of paper documentation. They lack resources to do quality research, most of the time relying on product providers they regularly work with. Fintuity’s centralised research team constantly monitors the market to bring you the best products that are available out there. We value every client Due to the nature of the business, traditional advisers target clients with at least £200,000 of investable assets. That is the point at which you become a “valuable client”. At Fintuity we strongly believe that good quality financial advice should be available to everyone, irrespective of the size of your savings and investments. Funnily enough, for people with less income, it may be more sensible to have a good financial plan than for their wealthier counterparts.

Our Services

What will happen during my the first meeting with my adviser?

Is Fintuity a Finance or an Independent Financial Advisory?

What sort of financial advice does Fintuity provide?

How does Fintuity differ from a robo-adviser?

How do you differ from a traditional financial adviser?

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