FCA Regulated
All of our services and Independent Financial Advisers (IFA) are fully FCA regulated and qualified.
Safe & Secure
Your data is safe with us! Similar to your bank, we use above industry security protocols and secure platforms to ensure that your data is safe.
On Your Side
Your experience is paramount to us - we offer 100% unbiased, bespoke and compliant advice with a transparent and upfront fee structure.
What is financial advice?
Simply put, financial advice is the support and advisory service that you receive from a regulated Independent Financial Adviser (IFA) and includes
recommendations based on your personal and financial circumstances. Whilst financial advice can often be confusing, your IFA will help to explain the possible
options open to you as well as the details of suitable financial products.
How we can help you manage your finances with the right financial advice
A financial adviser is a professional who delivers regulated and FCA compliant advisory services to clients based upon their individual and financial circumstances. With our advice you can significantly improve your financial performance.
ADVISED
80.13%
NON-ADVISED
53.42%
Investments
Based on an average portfolio size, those that engaged an adviser saw an increase in the average size of their investment value as opposed to those that managed their own portfolio.
ADVISED
74.53%
NON-ADVISED
65.63%
Pensions
The average size of a UK pension pot for those with a financial adviser is nearly twice the size as opposed to those that have not taken financial advice.
ADVISED
79.43%
NON-ADVISED
55.26%
Savings
As opposed to those who did not seek financial advice, those that engaged an IFA saved an average of £20,000 – £59,000 on cash based savings products.
ADVISED
80.13%
NON-ADVISED
53.42%
Investments
Consumers with advisers save longer and contribute more to investment products, leading to an average of £40,000 more in investment value than those without advisers.
ADVISED
74.53%
NON-ADVISED
65.63%
Pension
Consumers who seek advice on cash-based saving products save an average of £20,000-£59,000 more than those who did not seek advice.
ADVISED
79.43%
NON-ADVISED
55.26%
Savings
The average pension pot for consumers with financial advisers is nearly twice the size of those without advisers.
How it works
1
Book your first online meeting
Simply select "Book your free consultation" and pick a convenient time and date to have a preliminary discussion with your adviser.
2
Meet your personal adviser
During the initial fact finding meeting, your dedicated financial adviser will explore all your current and future financial needs and goals.
3
Receive tailored advice
After your initial meeting, your adviser will prepare and present a fully tailored report that will present in detail your financial goals and a plan to achieve them.
Our services
Founded in 2017, Fintuity has fast become one of the only digital Independent Financial Advisers (IFA) in the United Kingdom. We offer all the services of a traditional IFA but via our secure online platform. Fintuity offers a wide range of financial advisory services including pensions, protection, investments and mortgage advice. The key difference is that as an exclusively digital service we can offer significant savings and a service that is direct to you and on demand.
Financial Health Check
We will begin with a full review of your financial arrangements, goals and assets. We all need a check up from time to time and the financial health check will allow us to better advise you.
Tax Planning
We all have different tax requirements. Our advisers will be able to advise you on your short, medium and long term tax planning requirements.
Mortgages
Buying a home is a major life event. Getting the right support, guidance and mortgage product is key. Our team is here to help you every step of the way.
Protection
We never know what is quite around the corner and having the correct protection and cover can give you peace of mind should the worst happen.
Investments
Developing an investment portfolio is a long term decision. Our team of friendly advisers are here to advise you on the right strategy that can provide you with the returns you expect.
Pensions
Effective planning for your retirement is crucial to ensure that you can enjoy the fruits of your labour. Our experienced team will be able to advise you at every phase of your pension planning.
Pension Locator
We will begin by reviewing your existing financial and pensions provision and then locate the best pension product for you.
Remortgaging
If you are looking to release capital from your property, we can help with a service dedicated to remortgaging your existing assets.
Virtual Advisor
The Virtual Adviser is an innovative AI driven tool that provides a range of financial strategies based upon your current circumstances.
What does financial advice look like in reality?
Simply put, financial advice is the support and advisory service that you receive from a regulated Independent Financial Adviser (IFA) and includes recommendations based on your personal and financial circumstances. Whilst financial advisory can be confusing, at first your IFA will help to explain possible options open to you as well as the details of suitable financial products.
We are here to help you
Your initial discussion is complimentary and this will help us to understand your financial needs
About Fintuity
Founded in 2017, Fintuity is a fully digital and FCA regulated Independent Financial Adviser (IFA) that provides a range of services via our proprietary online platform. Fintuity is a wholly online, secure and cutting edge platform that delivers compliant and bespoke advice at below-industry rates.
The Digital IFA - Access Advice at Home and on Your Time
On the move or from the comfort of your own home, you can contact your financial adviser when the time suits you. You can access the platform at any time via desktop, laptop, tablet or through the Fintuity mobile App. Flexibility to work around you.
Keep track of your finances
With 24/7 secure access to the latest valuations, transactions and performance, you can enjoy complete oversight of your financial strategy on the move with the Fintuity mobile app and website.
Low fees
Seeking financial advice in the UK has always been expensive and without significant sums to invest, receiving that advice can be a struggle. Built on a proprietary administrative solution we have reduced our costs and in turn we pass those savings onto our customers. We believe in advice for all, traditional advice through digital delivery and continue to use our technology to allow us to offer lower than industry fees.
What our clients say
I contacted Fintuity to help me source and engage the right mortage advice — having a growing family as well as running a business means that I have very little time. The video linked platform helped me get the right advice when we needed it — Fintuity comes highly recommended!
John Aberdale — Management
Consultant, Aberdeen
Having recently gone through a divorce and having had to assess my finances and assets I was looking to access advice in a safe and cost effective way that could help me make sense of my finances. Having stumbled across Fintuity I was quickly connected with an IFA who helped me get to the bottom of things.
Jane Treloggan
Single Mum, Truro
Buying our first home we were looking for financial advice we could access from home and that was cheaper than the usual IFA route. We came across Fintuity and were impressed by the quality of the fiscal advice we received — Fast, effective and cheaper than traditional routes we would recommend the platform to others!
Mark & Harriet Callendar — First Time
Buyers, Croydon
Fintuity in the media
Fin-tech advice firm Fintuity is offering free-of-charge advice to frontline NHS employees and other emergency service workers...
National Health Service (NHS) workers are being offered free initial financial advice from Fintuity...
PENSION savings are something which will make up a significant part of retirement income for many people...
Fin-tech advice firm Fintuity is offering free-of-charge advice to frontline NHS employees and other emergency service workers...
National Health Service (NHS) workers are being offered free initial financial advice from Fintuity...
PENSION savings are something which will make up a significant part of retirement income for many people...
