FCA Regulated
All of our services and Independent Financial Advisers (IFA) are fully FCA regulated and qualified.
Safe & Secure
Your data is safe with us! Similar to your bank, we use above industry security protocols and secure platforms to ensure that your data is safe.
On Your Side
Your experience is paramount to us - we offer 100% unbiased, bespoke and compliant advice with a transparent and upfront fee structure.
We can help you with
Pension Locator
We will begin by reviewing your existing financial and pensions provision and then locate the best pension product for you.
Planning
Planning for your retirement has never been more important. We can help you plan for every eventuality with our in-depth and entirely bespoke planning service.
Review
Regardless of the size and number of your pensions, we are able to completely review your pension provisions and offer sage advice.
Consolidate Pension Plans
If you have more than one pension, our experienced team is able to consolidate your pension plans into one easy to access plan.
How we can help you with the right financial advice
Planning your pension is crucial - A professional financial adviser will be able to not only provide timely advice but help you to ascertain your pensions goals and the route achieve them. Across the board, an Independent Financial Adviser (IFA) will be fully qualified and regulated by the Financial Conduct Authority.
Constantly updated, we are also delighted to offer the latest pensions tips and guidance through our Pensions Knowledge Base.
Constantly updated, we are also delighted to offer the latest pensions tips and guidance through our Pensions Knowledge Base.
Consumers with advisers save longer and contribute more to investment products, leading to an average of £40,000 more in investment value than those without advisers.
PRE-RETIREMENT
Get ahead of the curve and plan your future retirement income now
It is not uncommon in the UK for people to have their pension plans set by individual previous employers. Whilst great at the time, this can often lead to having a portfolio of 3-5 pensions held in separate accounts with different providers.
Holding multiple pension pots with different providers that you might not have selected or reviewed personally can lead to a disjointed approach to managing your portfolio and requires much time and energy to ensure that the portfolio continues to work for you.
Fintuity’s professional advisers can help you by reviewing you pensions plans in depth – we will start by analysing the performance of the current provider(s) as well as their fees and make a sound recommendation as to how to get the most back from your pension contributions.
AT-RETIREMENT
We can help you to make the right decisions for your pensions
How would you like to receive your pensions upon retirement? We can outline in detail the options open to you, which includes:
Receive the pension in one cash payout and use for whatever you wish. Whilst a tempting option this may incur additional tax payments.
Buy an annuity to generate a guaranteed income throughout the whole of your life.
Use a flexi-drawdown option to withdraw as much income as you need every year, but keep the rest invested.
Our advisors are qualified to help you understand your retirement goals and explain every available option in great detail, providing an actionable plan.
How it works
1
Book your first online meeting
Simply select "Book your free consultation" and pick a convenient time and date to have a preliminary discussion with your adviser.
2
Meet your personal adviser
During the initial fact finding meeting, your dedicated financial adviser will explore all your current and future financial needs and goals.
3
Receive tailored advice
After your initial meeting, your adviser will prepare and present a fully tailored report that will present in detail your financial goals and a plan to achieve them.
