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Call us: +44 1632 960212

The next generation
online financial adviser

We have made professional financial advice
simpler, affordable and accessible
FCA
FCA Regulated
All of our services and Independent Financial Advisers (IFA) are fully FCA regulated and qualified.
Completely Secured
Safe & Secure
Your data is safe with us! Similar to your bank, we use above industry security protocols and secure platforms to ensure that your data is safe.
ICO
On Your Side
Your experience is paramount to us - we offer 100% unbiased, bespoke and compliant advice with a transparent and upfront fee structure.
Remote & Digital Advice
Painless, online and paper-free – you can contact your financial adviser from the comfort and safety of your own home.
Keep Track of Your Finances
With 24/7 secure access to the latest valuations, transactions and performance, you can enjoy complete oversight of your financial strategy on the move with the Fintuity mobile app and website.
Low Fees
Traditional advisory firms both are inefficient and technology-poor, as such tend to charge clients higher fees to compensate for this inefficiency. With lower that industry overheads, we are able to provide the same service as a traditional IFA but with significant cost savings to you.
Who Are Independent Financial Advisers?
Financial consultation is similar to a visit to your local General Practitioner where you can discuss your financial conditions and get some “treatment” in case something is not going well as it could. In short an IFA can help by:
• Providing regulated advice on how to manage your wealth: from investment planning, pension planning, protection planning, mortgage planning to inheritance tax planning
• Researching the marketplace and recommend the most appropriate products and services available
• Negotiates with providers for the best rates on a range of financial products
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We believe that qualified financial advice should be available to everyone and that now is the time to bring to an outdated sector the technology it needs to benefit the customers already served by it, but all the more those people who never believed it was for them
Lord Edward Downpatrick,
UK Head of Strategy
Fintuity in the media
Robo-adviser offers free advice to frontline NHS staff
Fin-tech advice firm Fintuity is offering free-of-charge advice to frontline NHS employees and other emergency service workers...
Growth
Fintuity raises $3m
Fintuity has raised over three million USD of private & institutional investment over the past year...
Pension warning
Pension warning: Women £135,000 worse off than men in retirement
PENSION savings are something which will make up a significant part of retirement income for many people...
Robo-adviser offers free advice to frontline NHS staff
Fin-tech advice firm Fintuity is offering free-of-charge advice to frontline NHS employees and other emergency service workers...
Growth
Fintuity raises $3m
Fintuity has raised over three million USD of private & institutional investment over the past year...
Pension warning
Pension warning: Women £135,000 worse off than men in retirement
PENSION savings are something which will make up a significant part of retirement income for many people...
The Advisory Gap
Historically financial advice has been a privilege of the ultra rich, requiring a substantial net worth and having high management fees that most people just could not afford.
Fintuity are using technology to cut the overheads, that allow our customers access to financial instruments that were unavailable or too expensive to use before. Start enjoying your life more and spending less time worrying about the right financial decisions with Fintuity.
According to the FCA there are 13 million people in the UK who need financial advice but currently can not afford it from traditional financial advisers
What our clients say
Client review
I contacted Fintuity to help me source and engage the right mortage advice — having a growing family as well as running a business means that I have very little time. The video linked platform helped me get the right advice when we needed it — Fintuity comes highly recommended!
reviewer
John Aberdale — Management
Consultant, Aberdeen
Client review
Having recently gone through a divorce and having had to assess my finances and assets I was looking to access advice in a safe and cost effective way that could help me make sense of my finances. Having stumbled across Fintuity I was quickly connected with an IFA who helped me get to the bottom of things.
reviewer
Jane Treloggan
Single Mum, Truro
Client review
Buying our first home we were looking for financial advice we could access from home and that was cheaper than the usual IFA route. We came across Fintuity and were impressed by the quality of the fiscal advice we received — Fast, effective and cheaper than traditional routes we would recommend the platform to others!
reviewer
Mark & Harriet Callendar — First Time
Buyers, Croydon
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The Dedicated Fintuity Team
Financial Adviser
Harry
Client Relationship Manager
Harry’s main responsibility is ensuring the best possible service for our clients. He is here to understand your financial needs and is in charge of matching you to the most appropriate financial adviser based on your unique circumstances. Harry has years of experience in the client service arena and is a dedicated member of the Fintuity team. A keen cyclist and footballer.
Financial Adviser
Jason
Financial Adviser
Jason has been a financial adviser for over 2 years. He joined the financial services industry to help people attain a secure financial future. Fintuity gives Jason the ability to offer independent advice to more clients across the whole of the UK. Specialising in sustainable investments, he believes they can benefit any long term investment plan.
Our services
Founded in 2017, Fintuity has fast become one of the only digital Independent Financial Advisers (IFA) in the United Kingdom. We offer all the services of a traditional IFA but via our secure online platform. Fintuity offers a wide range of financial advisory services including pensions, protection, investments and mortgage advice. The key difference is that as an exclusively digital service we can offer significant savings and a service that is direct to you and on demand.
Fintuity Financial Health CHeck
Financial Health Check
We will begin with a full review of your financial arrangements, goals and assets. We all need a check up from time to time and the financial health check will allow us to better advise you.
Fintuity Tax Planning
Tax Planning
We all have different tax requirements. Our advisers will be able to advise you on your short, medium and long term tax planning requirements.
Fintuity Mortgage
Mortgages
Buying a home is a major life event. Getting the right support, guidance and mortgage product is key. Our team is here to help you every step of the way. ​
Fintuity Protection
Protection
We never know what is quite around the corner and having the correct protection and cover can give you peace of mind should the worst happen.
investments
Investments
Developing an investment portfolio is a long term decision. Our team of friendly advisers are here to advise you on the right strategy that can provide you with the returns you expect.
Pensions
Effective planning for your retirement is crucial to ensure that you can enjoy the fruits of your labour. Our experienced team will be able to advise you at every phase of your pension planning.
Pension locator
Pension Locator
We will begin by reviewing your existing financial and pensions provision and then locate the best pension product for you.
Remortgage
Remortgaging
If you are looking to release capital from your property, we can help with a service dedicated to remortgaging your existing assets.
Robo advisor
Virtual Advisor
The Virtual Adviser is an innovative AI driven tool that provides a range of financial strategies based upon your current circumstances.
Aviva Vitality Scottish Widows Zurich MetLife
We are here to help you
Your first consultation is completely free-of-charge. All you need to do is select a convenient time & date and outline how we can assist you.
Keep up-to-date with the latest finance and industry news & analysis with our blog!
Opinion Piece: 2022 & The Road Ahead, Will Governments Around the World Keep Continuing to the see the Light?
This piece has been authored by Fintuity’s Head of Strategy, Ed Downpatrick – All views and opinions are solely those...
Fintuity Featured in the Times & Guardian 2022 Checklist!
Fintuity is proud to announce that we were recently featured in the Saturday Guardian and Saturday Times annual checklist! Introducing...
Myths & Facts – Investing & Developing an Investment Portfolio
Investing means many different things to many different people – investment opportunities are varied and have a common perception as...
Opinion Piece: 2022 & The Road Ahead, Will Governments Around the World Keep Continuing to the see the Light?
This piece has been authored by Fintuity’s Head of Strategy, Ed Downpatrick – All views and opinions are solely those...
Fintuity Featured in the Times & Guardian 2022 Checklist!
Fintuity is proud to announce that we were recently featured in the Saturday Guardian and Saturday Times annual checklist! Introducing...
Myths & Facts – Investing & Developing an Investment Portfolio
Investing means many different things to many different people – investment opportunities are varied and have a common perception as...
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Frequently Asked Questions
Should you have any queries about our services, fees or for any other matter please see below some of our most commonly asked questions. If you cannot find an an answer to your query please do get in touch. For more information and help please check out our Blog and Knowledge Base.
What is the difference between traditional financial advice and Fintuity’s virtual guidance service?
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Traditional advice is given by an FCA regulated financial adviser. They can review your goals and objectives to provide you with a bespoke recommendation. Our virtual driven guidance solution is based on sophisticated AI. Fintuity’s Virtual guidance tool uses your inputs to highlight potential shortfalls, allowing you to make an informed choice. Fintuity provides either of these services to our clients and if you have any questions please contact us at support@fintuity.com
Is my personal information secure?
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We take the privacy and security of your data very seriously. Fintuity takes all precautionary measures to ensure that your personal details are secure, compliant and safe from third parties. Your personal details, account data and all supporting information are fully encrypted and stored on secure servers.
How much does this cost?
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Fintuity’s virtual guidance service is a complimentary tool. The only fees you could pay are potentially product/provider fees dependant on your choice of product or provider.
If I decide to act on the choices I make can I cancel?
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Usually if you decide to cancel your chosen investment or pension with the product provider you have the right by law to cancel within 30 days. Please see the specifics of the product providers cancellation information which will be available to you when you invest. For life insurance policies, if you decide to cancel your chosen policy the 30 day cancellation will begin from the time that you were informed by the provider that the contract has been concluded or from the day on which you received the contractual terms and conditions from the provider. Please see the specifics of the policy providers cancellation information which will be available to you and part of your policy documents when you take out your policy.
Refunds after cancellation
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If you cancel, then you should receive a refund of the money you have paid within 30 days of the provider receiving your cancellation. The provider may make a deduction from the refund in relation to any services which it has provided to you during the cancellation period. Any deduction must be reasonable and can only be made if you started to receive the services before the 30 days were completed. You have a legal right to cancel your ISA or investment if you change your mind; you can do this within 30 days of the date you receive your email confirming the establishment of your ISA or investment. Please be aware that if funds have been invested within the 30 day cancellation period your investments may fall in value and you may get back less than the original value of your investment. Please see the cancellation policy that would be provided to you when you took your initial plan or policy out.
If I have any questions about the choices or investments, who can I speak to?
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At any stage throughout your process you are quite welcome to arrange a complimentary meeting with one of our independent financial advisers who can provide regulated financial advice and would highlight any fees or charges that may be applicable should you wish to proceed after your initial meeting.
Book a free consultation
Your first consultation is completely free of charge - all you need to do is to select a convenient time & date and outline how we can assist you.