When did you last review the health of your finances?
Receive a fully detailed financial report as to the health of your family finances
All of our services and Independent Financial Advisers (IFA) are fully FCA regulated and qualified.
Safe & Secure
Your data is safe with us! Similar to your bank, we use above industry security protocols and secure platforms to ensure that your data is safe.
On Your Side
Your experience is paramount to us - we offer 100% unbiased, bespoke and compliant advice with a transparent and upfront fee structure.
What is a financial health check?
Whether you have a specific investment goal, want to take stock of your overall financial situation, review all your assets, set up or consolidate your pensions, take out a mortgage or have other finance related issues you need to review; a financial health check is an essential and helpful tool in allowing you to take control and make your finances work for you.
Insurance should not be overlooked as it is an incredibly important part of financial planning. A financial health check will help you assess what insurance you need and how much, in case the worst happens.
During your initial online call, one of our qualified financial advisers will run through a number of questions with you to fill in your financial health assessment form.
Once the adviser is familiarised with your financial circumstances, they will guide you through potential solutions to your unique situation and recommend a level of service suited to your needs.
If you decide to proceed the adviser will then analyse and appraise the data collected. They will then prepare a personal recommendation which will be presented to you in the second meeting.
Check-up on your financial health
We will assess your financial health and prepare a bespoke plan with a recommendation to help you make the most of your finances.
Your adviser will check if you are on track with your finances; including pension plans, life cover, investment and deposit accounts as well as inheritance tax planning if needed.
How it works
Book your first online meeting
Simply select "Book your free consultation" and pick a convenient time and date to have a preliminary discussion with your adviser.
Meet your personal adviser
During the initial fact finding meeting, your dedicated financial adviser will explore all your current and future financial needs and goals.
Receive tailored advice
After your initial meeting, your adviser will prepare and present a fully tailored report that will present in detail your financial goals and a plan to achieve them.
What does financial advice look like in reality?
Simply put, financial advice is the support and advisory service that you receive from a regulated Independent Financial Adviser (IFA) and includes recommendations based on your personal and financial circumstances. Whilst financial advice can seem confusing at first, at first your IFA will help to explain possible options open to you as well as the details of suitable financial products.
We are here to help you
Your initial discussion is complimentary and this will help us to understand your financial needs
Founded in 2017, Fintuity is a fully digital and FCA regulated Independent Financial Adviser (IFA) that provides a range of services via our proprietary online platform. Fintuity is a wholly online, secure and cutting edge platform that delivers compliant and bespoke advice at below-industry rates.
The Digital IFA - Access Advice at Home and on Your Time
On the move or from the comfort of your own home, you can contact your financial adviser when the time suits you. You can access the platform at any time via desktop, laptop, tablet or through the Fintuity mobile App. Flexibility to work around you.
Keep track of your finances
With 24/7 secure access to the latest valuations, transactions and performance, you can enjoy complete oversight of your financial strategy on the move with the Fintuity mobile app and website.
Seeking financial advice in the UK has always been expensive and without significant sums to invest, receiving that advice can be a struggle. Built on a proprietary administrative solution we have reduced our costs and in turn we pass those savings onto our customers. We believe in advice for all, traditional advice through digital delivery and continue to use our technology to allow us to offer lower than industry fees.
Founded in 2017, Fintuity has fast become one of the only digital Independent Financial Advisers (IFA) in the United Kingdom. We offer all the services of a traditional IFA but via our secure online platform. Fintuity offers a wide range of financial advisory services including pensions, protection, investments and mortgage advice. The key difference is that as an exclusively digital service we can offer significant savings and a service that is direct to you and on demand.
Should you have any queries about our services, fees or for any other matter please see below some of our most commonly asked questions. If you cannot find an an answer to your query please do get in touch. For more information and help please check out our Blog and Knowledge Base.
I am having trouble registering or accessing online services – What do I need to do?
If you are having difficulties accessing your account or any of our online services, then please do get in touch with a member of our our support team by emailing firstname.lastname@example.org. When you get in touch please describ the issue and we will respond to you as soon as we can, normally within 1 working day.
How secure is my personal information?
We take the privacy and security of your data very seriously. Fintuity takes all precautionary measures to ensure that your personal details are secure, compliant and safe from third parties. Your personal details, account data and all supporting information are fully encrypted and stored on secure servers.
What sort of financial advice does Fintuity provide?
Unlike a traditional IFA, Fintuity is an online adviser that provides a full range of financial advice via a secure link to our clients.
We provide a comprehensive suite of advisory services that includes investment, pension, mortgage, life insurance and general insurance though to inheritance tax planning. Depending on your financial needs, we can either focus on specific area such as retirement planning or advising on a new ISA investment through to the provision of a full financial review and creation of a bespoke financial plan for you and your family.
If you require a specific service which we can not currently provide, we will refer you to one of our platform-integrated partners. Either way you will always remain a valued customer and receive all the benefits of the Fintuity community.
Once committed to a financial solution, can I change my mind?
In the case of services provided by Fintuity
Following the first online meeting with your advisor, they will prepare a suitability report with a set of financial recommendations as well as an action plan which will be explained to you in detail during the second online meeting. If however after receiving the report, you decide not to go ahead with any of the proposed solutions – we will only charge you for the preparation of the report.
In case of financial products recommended by Fintuity
We fully understand that making financial and investment management decisions is not easy, it is your money and you need to be 100% sure before proceeding. With this in mind, if you decide to buy or invest in a financial product that we have recommended, but then change your mind - that is fine with us! You can use the cooling-off period and cancel the contract for financial product in question within 14 days of purchasing it. Whatever you decide to do, we will support your decision.
The cooling-off period timeframe applies to most of our financial products, where there are exceptions we will update you.
There are a few exceptions however. With regards to pension products, you will have 30 days from when you enter into the contract and for life insurance products, you will have 30 days from when the provider agrees to the coverage. Some savings products also have different rules and once again we will keep you fully updated.
Please contact your advisor or our support team immediately if you want to cancel any of the financial products recommended by us. You can also contact the product provider directly by submitting your request to cancel in writing, by email, or via the website / portal that the provider has provided. At all times we would strongly recommend discussing the decision with your advisor before cancelling your contract with the product provider.
Refunds after cancellation
If you cancel, then you should receive a refund of the money you have paid within 30 days of the provider receiving your cancellation.
The provider may make a deduction from the refund in relation to any services which it has provided to you during the cancellation period. Any deduction must be reasonable and can only be made if you started to receive the services before the 14 days were completed.
What does 'your capital is at risk’ mean?
Depending on the financial support and advisory that may be required, you may be advised that your 'capital may be at risk' - what does this mean however?
Put simply 'capital' is the money that you choose to invest. With market fluctations and other outside risks, an investment will always bear some form of partial or total risk to your funds. Our objective is to provide the best advice that we can to help you minimise your risk profile, however we will always try too reiterate that there will always be a risk to capital placed with any investment.
Book a free consultation
Your first consultation is completely free of charge - all you need to do is to select a convenient time & date and outline how we can assist you.