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FCA
FCA Regulated
All of our services and Independent Financial Advisers (IFA) are fully FCA regulated and qualified.
Completely Secured
Safe & Secure
Your data is safe with us! Similar to your bank, we use above industry security protocols and secure platforms to ensure that your data is safe.
ICO
On Your Side
Your experience is paramount to us - we offer 100% unbiased, bespoke and compliant advice with a transparent and upfront fee structure.
What’s a Financial Health Check?

Whether you have a specific investment goal, want to take stock of your overall financial situation, review all your assets, set up or consolidate your pensions, take out a mortgage or have other finance related issues you need to review.

A financial health check is an essential and helpful tool in allowing you to take control and make your finances work for you. Fintuity Virtual Adviser is a highly advanced online tool that delivers instant, bespoke and accurate financial advice to you.

What's a Financial Health Check?
Private and Secure
Private and Secure
We never disclose your personal data to third parties and use the highest security protocols to ensure that your data is kept safe and secure
Quick & Easy to use
Quick & Easy to Use
Take our quick and easy to use questionnaire to get a comprehensive report that will give you a better understanding of your financial landscape
Highly Accurate
Highly Accurate
Using our unique AI and the latest machine learning our tool gives you an accurate report and offers guidance on how to improve your financial situation
Making sure your finances are on track
Protection
Ensuring you aren’t spending more than you earn is a good starting point and allows you to plan and make important changes to shore up your financial situation.
Pension
Using our pensions tool will help give you a clearer understanding of the options available to you, whether you are just starting to save or close to retirement.
Emergency cash
Our protection tool will provide you with options on how best to protect you and your loved ones should the worst happen.
Debt management
Our tool will provide a clearer picture of your liabilities allowing you to make changes and improve your financial future.
Check-up on your financial health
Take a checkup on your financial health

Our complimentary financial health check is designed to give you a complete financial checkup. It will diagnose the areas of your finances that need attention and provide you with options to improve your financial future.

The health check reviews 5 key areas: How much emergency cash you need, investments, liabilities, protection and pensions. The tool doesn’t take long to complete and you can save your progress as you go.

Get started
How it works
1
Fill out our online survey
Take a short AI driven Questionnaire. This allows our tool to analyse the data and generate a report.
2
Get your full report online or in PDF
Receive a detailed report outlining your financial health. This will highlight areas you may wish to prioritise and improve.
3
Try to implement our recommendations
Suggestions to improve your situation will be offered. You can implement our suggested options to improve your financial health independently or feel free to contact our advisery team for help.
How it works
How it works
What does financial advice look like in reality?
Simply put, financial advice is the support and advisory service that you receive from a regulated Independent Financial Adviser (IFA) and includes recommendations based on your personal and financial circumstances. Whilst financial advice can seem confusing at first, at first your IFA will help to explain possible options open to you as well as the details of suitable financial products.
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financial advice example report
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Get your report
What our clients say
Client review
I read recently about the struggle facing many pensioners and thought it a good idea to review my situation. After seeing the report from Fintuity I could see that I needed to start planning for my retirement more and if I pay in a little more each month to my pension scheme, I can actually enjoy my retirement.
A
Anabelle
Manchester
Client review
A self-employed friend of mine was unable to work because of an injury to his knee. He was not worried as his income protection insurance paid out and covered his living expenses whilst he fully recovered. I therefore thought it prudent to look into this myself. After seeing the possible options, I was able to find the right policy to suit my needs.
M
Michael
Liverpool
Client review
I was concerned that in the event I lost my job; how could I support my family? After using the online tool, I could see I needed to put away a little more each month into a separate account and I could reach my goal of minimum emergency cash in 6 months.
P
Paula
Canterbury
Client review
It was really helpful understanding what my income vs outgoings were; I could see what needed to be done to improve my ability to save more money.
L
Laura
Cardiff
Client review
Once I completed the questionnaire (health check) I was able to see clearly that I needed to pay off more of my liabilities as I had a higher debt to asset ratio than I would have liked. I can now plan to reduce my debt burden which will over time give me more financial flexibility.
J
John
London
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Fintuity in the media
Robo-adviser offers free advice to frontline NHS staff
Fin-tech advice firm Fintuity is offering free-of-charge advice to frontline NHS employees and other emergency service workers...
Growth
Fintuity raises $3m
Fintuity has raised over three million USD of private & institutional investment over the past year...
Pension warning
Pension warning: Women £135,000 worse off than men in retirement
PENSION savings are something which will make up a significant part of retirement income for many people...
Robo-adviser offers free advice to frontline NHS staff
Fin-tech advice firm Fintuity is offering free-of-charge advice to frontline NHS employees and other emergency service workers...
Growth
Fintuity raises $3m
Fintuity has raised over three million USD of private & institutional investment over the past year...
Pension warning
Pension warning: Women £135,000 worse off than men in retirement
PENSION savings are something which will make up a significant part of retirement income for many people...
Frequently Asked Questions
Should you have any queries about our services, fees or for any other matter please see below some of our most commonly asked questions. If you cannot find an an answer to your query please do get in touch. For more information and help please check out our Blog and Knowledge Base.
What is the difference between traditional financial advice and Fintuity’s virtual guidance service?
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Traditional advice is given by an FCA regulated financial adviser. They can review your goals and objectives to provide you with a bespoke recommendation. Our virtual driven guidance solution is based on sophisticated AI. Fintuity’s Virtual guidance tool uses your inputs to highlight potential shortfalls, allowing you to make an informed choice. Fintuity provides either of these services to our clients and if you have any questions please contact us at support@fintuity.com
Is my personal information secure?
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We take the privacy and security of your data very seriously. Fintuity takes all precautionary measures to ensure that your personal details are secure, compliant and safe from third parties. Your personal details, account data and all supporting information are fully encrypted and stored on secure servers.
How much does this cost?
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Fintuity’s virtual guidance service is a complimentary tool. The only fees you could pay are potentially product/provider fees dependant on your choice of product or provider.
If I decide to act on the choices I make can I cancel?
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Usually if you decide to cancel your chosen investment or pension with the product provider you have the right by law to cancel within 30 days. Please see the specifics of the product providers cancellation information which will be available to you when you invest. For life insurance policies, if you decide to cancel your chosen policy the 30 day cancellation will begin from the time that you were informed by the provider that the contract has been concluded or from the day on which you received the contractual terms and conditions from the provider. Please see the specifics of the policy providers cancellation information which will be available to you and part of your policy documents when you take out your policy.
Refunds after cancellation
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If you cancel, then you should receive a refund of the money you have paid within 30 days of the provider receiving your cancellation. The provider may make a deduction from the refund in relation to any services which it has provided to you during the cancellation period. Any deduction must be reasonable and can only be made if you started to receive the services before the 30 days were completed. You have a legal right to cancel your ISA or investment if you change your mind; you can do this within 30 days of the date you receive your email confirming the establishment of your ISA or investment. Please be aware that if funds have been invested within the 30 day cancellation period your investments may fall in value and you may get back less than the original value of your investment. Please see the cancellation policy that would be provided to you when you took your initial plan or policy out.
If I have any questions about the choices or investments, who can I speak to?
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At any stage throughout your process you are quite welcome to arrange a complimentary meeting with one of our independent financial advisers who can provide regulated financial advice and would highlight any fees or charges that may be applicable should you wish to proceed after your initial meeting.
Get you financial health cheked
Your first consultation is free of complimentary – all you need do is select a convenient time and date & outline how we can assist