monthly archives: July 2019

Strategies to stay competitive in the insurance market Sustained economic growth, rising interest rates, and higher investment income contributed to a strong year for insurers in 2018. With 2019 shaping up to be banner year, longer term challenges like the potential for economic slowdown and ongoing disputes over tariffs and trade rules may cast a […]

Continue Reading

Insurance – any kind of it – is aimed at mitigating the grief, frustration, and disappointment from something not going to plan. Whether it is an accident, investments underperformance or a health issue, insurance companies have usually got your back. Nevertheless, providing cash compensation at your time of need is not the sole benefit the […]

Continue Reading

Not long ago, the UK government started advertising its program to encourage families to save for their children’s future. The name of the program is Junior ISA – Individual Savings Account.  It starts off just like your ordinary savings account – you put the money in and get a guaranteed interest rate. However, the savings […]

Continue Reading

From an early age, you know that there will come a time in your life called “retirement” and that with it comes this apparently friendly thing called a pension. Throughout your education and career, you learned that it is something for which you need to prepare and save up – but have you ever really […]

Continue Reading

Talking about money isn’t always the simplest of things and it only becomes harder when we have to talk about it with someone we care about. Asking your grandmother whether she included you in her will, asking your father to buy himself life insurance, asking your sister whether she would mind selling her share of […]

Continue Reading

Many people hesitate before taking on a mortgage, thinking they’re practically giving the bank free money. If you take out a loan of £200k at an interest rate of 3.5% for 25 years, you end up paying the bank £300k – and many people would view it as giving the bank £100k of free money, […]

Continue Reading

The simple answer is – pretty much everything. Taking on a mortgage is a big decision with impactful consequences and you need to be as rational and cold-blooded about it as possible. There are many seemingly attractive offers on the market and in most cases it is very hard to know where the pitfalls lie before it […]

Continue Reading

Undoubtedly, paying for a mortgage is a huge burden. Financial experts suggest not taking one on if the monthly payment is greater than 50% of your monthly salary. Sooner or later, and there’s plenty of data to support this, you will lose control over your payments. What’s more – most wages are not rising in line with […]

Continue Reading

Meet your personal adviser in one click
click